I decide that my last call to Linda can wait awhile. What do you owe them once you've screwed them? Everything. You've been inside their skins. You've touched their wombs. The only question is whether they'll make you pay, whether they'll call in the note. Most don't, thank goodness. But Linda, I've always feared, will want full value. This doesn't mean I'll have to pay, of course, just that I'll have to live with having defaulted. And I can. I've done it with the others. It's a matter of rolling over one personal debt into the pooled, collective, social debt that's the business of governments and churches. Or I could refinance, amortize over centuries.